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If you took out a mortgage in Spain some years ago, it is possible that the bank required you, almost as a side note at the signing, to take out a life insurance policy paid in a single premium that was added to the amount you borrowed. If this is your situation, you...

Before signing the reservation deposit contract (contrato de arras) and handing over any sum by way of deposit, it is essential to verify a series of documents that determine the legal certainty of the transaction. It is precisely at that point, prior to signing, that...

If you are about to buy, sell, or rent out a property, this may well be the first time you undertake this process, or at least the first time in Spain. It is entirely understandable not to be familiar with every term, deadline, or tax obligation that a transaction of...

If you've come across mentions of a “2% ITP” in Andalusia and you're buying a home here, it's worth pausing before you assume it applies to you. This reduced rate is not a general discount for ordinary buyers — it's a specific tax benefit aimed at real estate...

Introduction Real property acquisition in Spain involves a complex cost structure that extends significantly beyond the negotiated purchase price. International purchasers face considerable challenges when unfamiliar with the Spanish legal and fiscal framework,...

If you run a company in Spain — or are thinking of setting one up — Corporate Income Tax (Impuesto sobre Sociedades) is one of the taxes that has the greatest impact on your business's financial planning. Yet many business owners reach July without a clear picture of...